Africa's Tech Future, Today.
The AfroTech Horizon editorial desk. Bylines are replaced with the reporting journalist once a story is commissioned — this account exists so the site has a working author profile before the newsroom is staffed.
African payments technology firm Interswitch reports that bank infrastructure for contactless transactions is established across Nigeria. However, convincing consumers to adopt tap-to-pay over traditional cards and mobile transfers remains the primary barrier to nationwide usage.
African cross-border payments company Raenest is expanding beyond money transfers to help users generate returns on their balances. Speaking at Moonshot 2026, co-founder and chief executive officer Richard Oyome outlined how integrating earning mechanisms and stablecoin liquidity allows creators, freelancers, and businesses to maximize their stored funds.
African cryptocurrency infrastructure platform Breet is advocating for simpler digital asset payments to drive enterprise adoption. Speaking at Moonshot by TechCabal in Lagos, chief operating officer Vivian Mbene emphasized that enabling businesses to receive local currency settlements directly is critical to overcoming merchant skepticism.
Traditional commercial lenders must embed financial services directly into everyday consumer transactions to remain competitive alongside digital platforms. Speaking at Moonshot by TechCabal in Lagos, industry leaders from Access Holdings and OPay argued that future banking success relies on making core financial infrastructure seamless and invisible.
African technology startup Cirquu has opened public sign-ups for its artificial intelligence-powered business management platform. Designed for small and medium enterprises, the system integrates operations, accounting, and sales tools into a single workspace starting at $7 per month.
Nigeria’s $7.5 million Gates Foundation-backed artificial intelligence scaling initiative is deploying capital and technical support to transform essential public sectors. By bringing together health, agriculture, and AI research ventures, the hub accelerates practical digital solutions designed around local community needs.
[[Title]] Flutterwave CEO Explains Why African Fintechs Are Seeking Banking Licences [[Excerpt]] African financial technology companies are increasingly acquiring microfinance and commercial banking licences to deepen customer relationships and secure direct settlement capabilities. According to Flutterwave chief executive Olugbenga Agboola, transitioning into licensed deposit-taking institutions
Building consumer software applications alone is insufficient to support sustained digital growth across Africa. Unlocking the continent's digital economic potential requires substantial investment in core foundation layers, including broadband connectivity, energy grid reliability, data centre capacity, and regulatory harmonization.
African fintech company Grey has launched Paycheck, an automated payroll solution designed for businesses employing international and remote talent. Building on its existing cross-border consumer payment platform, the new tool aims to accelerate user growth beyond three million accounts.
Moniepoint restructuring hits engineering and product teams: staff were offered five months' salary to leave, with role decisions due 2–11 November.
Cross-border payments in Africa need $120 million and a binding AU protocol to work, says an AfricaNenda study. Here is the plan and which blocs go first.
Raenest used its Lagos event to add vaults paying up to 16% on naira, a physical card and stablecoin invoicing. What Raenest offers now, and the risks to know.
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