Opinion & Analysis

Banks must become ‘invisible’ to compete in digital finance

Traditional commercial lenders must embed financial services directly into everyday consumer transactions to remain competitive alongside digital platforms. Speaking at Moonshot by TechCabal in Lagos, industry leaders from Access Holdings and OPay argued that future banking success relies on making core financial infrastructure seamless and invisible.

AfroTech Horizon Newsroom 2 min read

Opinion & Analysis

What a banker discovered when he started listening to farmers

Former banker Watson Matsa founded eSusFarm Africa to bridge the gap between traditional banking frameworks and smallholder agriculture. By leveraging soil, weather, and crop data, the platform creates dynamic risk management tools designed around seasonal earnings rather than rigid monthly schedules.

AfroTech Horizon Newsroom 2 min read

Opinion & Analysis

The Pilot Programme Problem

Donor-funded pilots are announced constantly and scaled rarely. The incentive structure explains why, and it is not about the technology.

AfroTech Horizon Newsroom 2 min read